Understanding Church Insurance

Your church is more than just a house of worship; it’s a school, a daycare, a community center, and a home for priceless relics and art. Because of this, churches often have different insurance needs than those of businesses or commercial buildings. But what type of insurance plan is best for your church?

Before getting started, it’s important to understand the additional types of coverage that your church may need.

Property Protection
Your church is a place of beauty, complete with relics, stained glass windows, and irreplaceable pieces of art. Unfortunately, these special items are at risk of damage from weather, fire, theft, accidents, and vandalism. Church insurance covers some of the more unique types of property that commercial insurance may not.

Vehicle Protection
Providing transportation for your church allows access for your community to and from various activities. Unfortunately, this adds risks despite being away from your physical church. Church insurance provides liability coverage, physical damage coverage, travel assistance services, and uninsured/underinsured motorist coverage. This ensures the protection of you and your travelers while you’re on the go.

Liability Protection
Liability is a general topic, one that is covered by most insurance plans. Unfortunately, churches are more susceptible to specific types of liability issues, ranging from accusations of misconduct and sexual abuse, to discrimination suits. With church insurance, your church and its members are protected during such cases.

Foreign Travel Insurance
Whether its a mission trip, or a foreign conference, church insurance can also provide for any liabilities or issues that the members of your church may experience while out of the country. Foreign travel insurance provides different types of liability protection, foreign workers’ compensation, accident protection, and travel assistance services. This type of insurance allows for your church to continue to serve its members away from home.

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These are just a few key examples of what church insurance can do for your church and its members. Our specialty here at Sanford insurance is providing all of the comprehensive coverages that your church requires.

For more information or to receive a quote, contact us today and we would love to help you!