Umbrella Liability Insurance in Virginia
Umbrella Liability Insurance Based in Richmond, VA
For both personal lines and commercial lines coverage, our Personal Umbrella Policy can protect you and your assets from frequent and severe lawsuits in today’s litigious society.
Our umbrella policy, at a surprisingly low rate, can increase your protection by multiples of $1,000,000 of coverage as additional coverage to existing liability policies. Because legal judgments can amount to millions, going beyond your liability coverage of most auto and homeowners ones, umbrella policies are a way to keep you well-protected by addressing legal defense and judgements, or jury awards in catastrophic legal actions.
What Umbrellas Cover
More than rain, these policies protect you against lawsuits for:
Personal Injury: Includes shock, mental anguish, false arrest, wrongful entry or eviction, libel, slander, character defamation, invasion of privacy, etc.
Negligent Damage: Includes property you rent out or use.
Worldwide Coverage: Going wherever you go, your Personal Umbrella Policy is your passport to peace of mind.
Liability Loss: Covered under your auto, home or other personal insurance policies. Personal Umbrella coverage provides excess liability coverage that goes beyond the liability coverage provided by your auto, home and other personal insurance policies.
Providing Coverage Claims
This policy can provide coverage for claims that may not be included in other liability policies.
In terms of coverage, this policy will protect you, with worldwide coverage, against personal injury, negligent damage, and liability loss.
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Insurance Agency & Policy Resources
Why Homeowners Should Invest in Umbrella Insurance
When you own a home, it’s essential (and even required) for you to have liability insurance to cover your personal property. However, if your home is worth more than what your insurance company is willing to cover with a basic policy, you may need to add umbrella...
Why Businesses Need Commercial Umbrella Insurance
Imagine you own a popular local bakery. You serve thousands of people every day, giving them warm and delicious bread fresh out of the oven. You keep your business insured with a basic commercial insurance plan. One day, during the commotion of the lunch rush, one of...
Top 4 Reasons To Have Umbrella Insurance
Umbrella insurance may seem enticing, as it serves almost like an extension of your existing policies, be they auto, home, or recreational insurance. Many insurance companies recommend it as a way to protect your assets if you’re at a high risk of being sued. The...
Why You Need Umbrella Insurance
Our clients often ask us about umbrella insurance. It works as a secondary insurance which protects your personal liability after other policy limits have been exhausted. If you own any sizable assets, it is a good idea to check into purchasing umbrella insurance. Car...
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Sanford Insurance has been offering clients comprehensive insurance services, competitive pricing and excellent residential or commercial coverage throughout Virginia for over thirty years.
Representing over 30 top-rated insurance companies means our licensed insurance agents do the shopping for you. We find you the best insurance coverage, at the best price and terms that meet your insurance needs.
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Representing over 30 top-rated insurance companies means our licensed insurance agents do the shopping for you. We find you the best insurance coverage, at the best price and terms that meet your insurance needs.
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Sanford Insurance has been offering clients comprehensive insurance services, competitive pricing and excellent residential or commercial coverage throughout Virginia for over thirty years.
Representing over 30 top-rated insurance companies means our licensed insurance agents do the shopping for you. We find you the best insurance coverage, at the best price and terms that meet your insurance needs.
- Bullet point Goes Here
- Numbered Item Here
- Numbered Item Here
Representing over 30 top-rated insurance companies means our licensed insurance agents do the shopping for you. We find you the best insurance coverage, at the best price and terms that meet your insurance needs.