Restaurant Insurance
Does My Restaurant Need Insurance?
Owning a food business can come with several risks that could put a heavy financial burden on the establishment you worked so hard to build. Because of today’s litigious society, people are more willing to file lawsuits. At Sanford, we are dedicated to protecting you with the best coverage we can. We offer policies that are suitable to protect.
- Fine dining
- Fast food family
- Family style
- Fast casual
- Bakeries
- Bars, taverns & night clubs
- Breweries
- Cafes & coffee shops
- Diners
- Sandwich shops & delis
- Lounges
- Pizzerias
- Wineries
Commercial Insurance Services
Serving Liability Insurance
Restaurants can experience an increase in vulnerability to lawsuits and other liabilities, perhaps more than other small business ventures. There are many risks in the restaurant industry that should have you considering restaurant insurance as a necessity. Kitchens can be dangerous environments. Large numbers of clients can pose increased risks. The spoilage of food can threaten your business. A susceptibility to property damage can harm your bank account. With these obvious risk factors, a coverage that is tailored to your business’ needs can help protect you against and prevent imminent financial situations.
Business Owners Policy
For restaurant insurance, this includes a comprehensive collection of basic insurance plans. Of our basic insurance plans, there is a Business Owners Policy (BOP), which lumps both liability coverage and commercial property into one, inclusive policy. A BOP cuts costs of your insurance rates and is a fairly common strategy for restaurants to protect their assets as well as making it easy to purchase additional coverages for your small business. Additional coverage can include general and product liability, liquor liability insurance, excess liability insurance and employment practices liability insurance.
What Our
Clients Say
Reasons Why Your Restaurant Should Be Insured
The restaurant industry is always moving. With day-to-day operations that are constantly changing, accidents are bound to happen. When you decide to open your own restaurant, figuring out what insurance to invest in is an important decision. You need something to...
How Does Fine Dining Restaurant Insurance Work?
If you own a restaurant, you know your industry faces many significant insurance risks which could cripple your business if you are not properly insured. The pricing for a policy varies because every restaurant has different possible exposures, different values, and...
Get Your Insurance Policy Started
Consulting with one of our licensed insurance agents in Virginia can keep you in the know of the risks you face both in your business and personal life. We are here to help you get the best coverage, protecting you against the many risks that are prevalent today.
