Motorcycle Insurance in Virginia
Motorcycle and Scooter Insurance Based in Richmond, VA
Driving a motorcycle can be very thrilling but it can also be very dangerous. When you’re out on the road, you’re exposed to a number of risks.
Don’t ride unprotected and make sure you have the right insurance for your motorcycle or scooter. At Sanford Insurance, we offer full coverage, liability, uninsured motorist coverage, medical payments and additional equipment coverage for your motorcycle or scooter. The coverage may vary based on specific criteria.
We represent multiple companies to find the right price and coverage for you. Discounts may be available for cycle associations or groups.
Giving You The Most Coverage Options
Because we want you to have the most protection while operating your motorcycle, we offer comprehensive coverage policies. The primary coverages that make up our motorcycle policy include:
- Bodily injury liability coverage
- Collision coverage
- Comprehensive coverage
- Property damage coverage
- Uninsured/underinsured motorist coverage
Why Motorcycle Insurance in Virginia?
Our agents at Sanford will find you the coverage that is most suited to your lifestyle, using the best policies to give you the most protection.
Particular policies could help repair your bike, alleviate stresses associated with financial burdens, cover damages incurred from collisions where you are and are not liable.
Choose the Best Motorcycle Insurance Coverage Option For You
Picking the right coverage for you involves understanding what your needs are and then what each insurance policy option has to offer.
Bodily Injury Liability Coverage
This type of motorcycle insurance covers you if you cause an accident and injure someone else. It acts as a financial safety net to help pay for the other person’s expenses after the accident. It does not cover your own medical bills or repairs to your motorcycle.
Comprehensive Coverage
Often referred to as “other than collision” coverage, this is a type of optional motorcycle insurance that typically protects your bike from a wider range of dangers such as theft, vandalism, fire, weather events, animal collisions, falling objects, etc.
Uninsured/Underinsured Motorist Coverage
An optional type of motorcycle insurance, it protects you financially in case you’re injured from an accident caused by a motorist with either not enough insurance or none at all.
Collision Coverage
Collision coverage is a type of motorcycle insurance that helps pay for repairs or replacements to your motorcycle in the event of an accident with another vehicle or object. This is especially important if your motorcycle is newer or still has a loan on it.
Property Damage Coverage
In our motorcycle insurance, property damage coverage is actually a part of liability insurance—covering someone else’s property in the event you cause damage in an accident that’s your fault.
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