Church Insurance

Insuring Churches in Virginia, Maryland, D.C.

We insure one-third of all churches in Virginia. Church Insurance Policies are available for church property, liability, church schools, daycares, church vehicles, workers’ compensation, excess liability, sexual misconduct, and systems coverage. Our specialty is providing all the comprehensive coverages to fit the needs of any congregation. For more information or to receive a quick quote contact us today.

With a 95% retention rate for churches who use our church insurance, our specialty is providing all the comprehensive coverages to fit the needs of any ministry. 

Fore more information, or to receive a quick quote, contact us today.

Policyholder Protection Provided in Midlothian, Virginia

We offer the following insurance protection services for churches and related ministries in Virginia.

  • Property Protection
  • Special peril protection
  • Inflation guard endorsement
  • Property protector endorsement
  • Bond
  • Equipment breakdown endorsement
  • Other ministry-specific property coverage’s

Liability Protection

  • General (premises/operations) liability
  • Sexual acts liability
  • Counseling liability
  • Directors and officers liability
  • Employment practices liability
  • Non-owned vehicle coverage
  • Other ministry-specific liability coverage

Vehicle Protection

  • Liability coverage
  • Uninsured/underinsured motorist coverage
  • Auto medical payments coverage
  • Vehicle physical damage coverage

Foreign Travel Insurance Options

  • Foreign liability
  • Foreign contingent auto liability
  • Foreign workers’ compensation
  • Accidental medical and sickness
  • Travel assistance services

Excess Liability

Workers’ Compensation

What We Provide

We offer the highest level of insurance to churches all over the east coast. We have many years of expertise working with congregations of all sizes, from the small country church, to churches with thousands of members. 

Our Commitment to You

At Sanford, we are ready to help you with any needs which arise. We have been working with clients since 1988 to get the most competitive rates on all of our home, auto, and commercial plans.

We are not tied to any insurance company, as we represent over 20 major carriers. We represent our clients, and not the insurance companies. 

What Our
Clients Say

Customer Since 2017

The policy for our church addresses all the liability issues that churches face today so we feel confident that we are safely covered for any claim that might arise.

Dustin P. | Customer Since 2016

The customer service is one of a kind! Ashley has been working with us for a few years now and she is by far the most helpful agent we have worked with. Thank you Ashley, we appreciate you.

Meagan N. | Customer Since 2012

Great customer service with very quick and personal responses.

Get Your Insurance Policy Started

Consulting with one of our licensed insurance agents in Virginia can keep you in the know of the risks you face both in your business and personal life. We are here to help you get the best coverage, protecting you against the many risks that are prevalent today.