When you own a home, it’s essential (and even required) for you to have liability insurance to cover your personal property. However, if your home is worth more than what your insurance company is willing to cover with a basic policy, you may need to add umbrella...
Imagine you own a popular local bakery. You serve thousands of people every day, giving them warm and delicious bread fresh out of the oven. You keep your business insured with a basic commercial insurance plan. One day, during the commotion of the lunch rush, one of...
Umbrella insurance may seem enticing, as it serves almost like an extension of your existing policies, be they auto, home, or recreational insurance. Many insurance companies recommend it as a way to protect your assets if you’re at a high risk of being sued. The...
Our clients often ask us about umbrella insurance. It works as a secondary insurance which protects your personal liability after other policy limits have been exhausted. If you own any sizable assets, it is a good idea to check into purchasing umbrella insurance. Car...