There are no certainties in life – even the most laid back, self-conscious person can’t predict what’s going to happen in their future. You could take every step necessary to waterproof your home, but a natural flood could wipe it out anyway. That’s where risk...
Risk Management
Why Does Your Church Need Insurance?
Why Does Your Church Need Insurance? Churches are safe places in a community where people can come to connect with others and with themselves. It’s also where many host large-scale events, like holiday celebrations, weddings and funerals. While your church is...
Do Rideshare Drivers Need Commercial Insurance?
Over the past few years, rideshare apps like Uber and Lyft have become increasingly popular in Virginia. For passengers, it’s a convenient way to get around town. For drivers, it’s a part-time job that can serve as their primary income. No matter how much time...
How to Prepare Your Home for Flooding in Virginia
Virginia is no stranger to flooding damage. As a coastal state with many mountains and valleys, it’s easy to see how homeowners across the commonwealth experience flooding every year. During the summer hurricane season or even during the winter months, Virginia...
Church Safety: 6 Ways to Prevent a Deadly Fire
As church leaders, it’s important to protect our congregation from harm while they’re within our building. This includes dangerous fire accidents. According to the U.S. Fire Administration, there were approximately 1.3 million fires in the United States in...
10 Factors That Affect Your Home Insurance Premium in Richmond, VA
Home insurance is an important, and often necessary, part of owning a home. These plans protect your #1 investment and the people who call it home. That’s why it’s important to get the right amount of coverage for your situation. While you want to protect your...
How to Prevent Water Damage to Your Richmond Home
During the spring months, Richmond, VA sees a lot of rain showers. More rain means more chances for flooding and water damage to your home. While you’re planning to protect your house from thunderstorms, that’s only half of your problems. Most water damage...
Fireplace Safety Tips for the Winter Season
Winter is the perfect time to sit around the fireplace with your family. A cozy fire burning bright, everyone spending quality time with each other, it is a classic holiday sight. Unfortunately, these picturesque family moments can be ruined by improper fireplace...
How to Prepare your Church for Virginia Winter Weather
Around the winter holidays like Christmas, churches can be just as popular as any mall or restaurant. According to a 2015 poll from LifeWay Research, out of 1,000 people polled, 61% say they do attend church around Christmastime. Out of the group that does not attend...








