Why You Need Contractor’s Insurance The construction industry is a dangerous one, and if your business deals in contracting, it’s essential to have insurance to protect your company and employees. Whether you install HVAC units, repair siding or even construct brand...
Insurance
How to Insure Your Brand New Vehicle
Cars are a huge investment. When you buy or lease your first car, it’s a huge accomplishment. Brand new cars come with all the latest bells and whistles, but they’re also a huge financial responsibility. With everything else you need to get in order, finding the right...
Why Does Your Church Need Insurance?
Why Does Your Church Need Insurance? Churches are safe places in a community where people can come to connect with others and with themselves. It’s also where many host large-scale events, like holiday celebrations, weddings and funerals. While your church is...
Do Rideshare Drivers Need Commercial Insurance?
Over the past few years, rideshare apps like Uber and Lyft have become increasingly popular in Virginia. For passengers, it’s a convenient way to get around town. For drivers, it’s a part-time job that can serve as their primary income. No matter how much time...
4 Common Home Insurance Application Mistakes
Buying home insurance is intimidating. For new homeowners and multiple property owners, buying insurance for your home can feel confusing at the best of times. With so many policies, prices and companies, the whole process can be overwhelming. This is...
How to Prepare Your Home for Flooding in Virginia
Virginia is no stranger to flooding damage. As a coastal state with many mountains and valleys, it’s easy to see how homeowners across the commonwealth experience flooding every year. During the summer hurricane season or even during the winter months, Virginia...
Does Filing a Home Insurance Claim Hurt You?
The short answer: Sometimes. Filing a claim with your home insurance provider can raise your yearly premium, but it depends on a wide host of factors. Whether you should file a home insurance claim or not depends entirely on: What’s covered in your...
Church Safety: 6 Ways to Prevent a Deadly Fire
As church leaders, it’s important to protect our congregation from harm while they’re within our building. This includes dangerous fire accidents. According to the U.S. Fire Administration, there were approximately 1.3 million fires in the United States in...
10 Factors That Affect Your Home Insurance Premium in Richmond, VA
Home insurance is an important, and often necessary, part of owning a home. These plans protect your #1 investment and the people who call it home. That’s why it’s important to get the right amount of coverage for your situation. While you want to protect your...
6 Steps to Take After a Car Accident in Virginia
Car accidents are everyone’s worst nightmare. No matter how small or serious the collision, they can be stressful and emotionally taxing. In the haze of the moment, it’s easy to forget exactly what steps you should take. By ignoring certain steps or failing to...
Fireplace Safety Tips for the Winter Season
Winter is the perfect time to sit around the fireplace with your family. A cozy fire burning bright, everyone spending quality time with each other, it is a classic holiday sight. Unfortunately, these picturesque family moments can be ruined by improper fireplace...
Why Your Virginia Auto Repair Shop Needs Insurance
Every small business in Virginia needs small business insurance. Accidents can happen at any time, and you and your business need to be protected from such unfortunate events. For auto repair shops, the risks are more unique, and more likely. Customers entrust their...
Why You Need Virginia Small Business Insurance
Each year, there are over 627,000 new businesses opening in the USA. Many of these new business owners go into their new business venture not knowing or thinking about all of the possible scenarios which could cripple their business. For all businesses in the state of...












