Nothing feels quite as exhilarating as hopping on your motorcycle and feeling the wind on your face as you cruise the open road. Whether it’s your first time buying a brand new Harley or you’re a seasoned biker adding another ride to your arsenal, it’s important to...
Why You Need Contractor’s Insurance The construction industry is a dangerous one, and if your business deals in contracting, it’s essential to have insurance to protect your company and employees. Whether you install HVAC units, repair siding or even construct brand...
The restaurant industry is always moving. With day-to-day operations that are constantly changing, accidents are bound to happen. When you decide to open your own restaurant, figuring out what insurance to invest in is an important decision. You need something to...
Why Does Your Church Need Insurance? Churches are safe places in a community where people can come to connect with others and with themselves. It’s also where many host large-scale events, like holiday celebrations, weddings and funerals. While your church is...
Over the past few years, rideshare apps like Uber and Lyft have become increasingly popular in Virginia. For passengers, it’s a convenient way to get around town. For drivers, it’s a part-time job that can serve as their primary income. No matter how much time...
Buying home insurance is intimidating. For new homeowners and multiple property owners, buying insurance for your home can feel confusing at the best of times. With so many policies, prices and companies, the whole process can be overwhelming. This is...
As church leaders, it’s important to protect our congregation from harm while they’re within our building. This includes dangerous fire accidents. According to the U.S. Fire Administration, there were approximately 1.3 million fires in the United States in...
Home insurance is an important, and often necessary, part of owning a home. These plans protect your #1 investment and the people who call it home. That’s why it’s important to get the right amount of coverage for your situation. While you want to protect your...
With warm weather and cool breezes comes vacation time! For many Richmond families, that means loading up their Recreational Vehicle (RV) and hitting the road. Before you begin your comfy cross-country journey, it’s important to understand if your RV is covered by...
During the spring months, Richmond, VA sees a lot of rain showers. More rain means more chances for flooding and water damage to your home. While you’re planning to protect your house from thunderstorms, that’s only half of your problems. Most water damage...
Car accidents are everyone’s worst nightmare. No matter how small or serious the collision, they can be stressful and emotionally taxing. In the haze of the moment, it’s easy to forget exactly what steps you should take. By ignoring certain steps or failing to...
Like many contractors, you got into business to be your own boss. Rather than answering to a higher up or following corporate guidelines, you decided to be independent and bring your expertise directly to your clients. The one downside to being an independent...
Winter is the perfect time to sit around the fireplace with your family. A cozy fire burning bright, everyone spending quality time with each other, it is a classic holiday sight. Unfortunately, these picturesque family moments can be ruined by improper fireplace...
Snowy weather always proves dangerous in Virginia. While our friends to the north may tease us for not knowing how to drive during a blizzard, it’s important to know how to stay safe even during a light dusting of snow. In 2018, there were nearly 400 reported...
2020 has been difficult for everyone. No matter your situation, the COVID-19 virus has impacted our lives in one way or another. Most importantly, it has separated us from our loved ones as we try to reduce the spread of the disease. As the holiday season is upon us,...
Around the winter holidays like Christmas, churches can be just as popular as any mall or restaurant. According to a 2015 poll from LifeWay Research, out of 1,000 people polled, 61% say they do attend church around Christmastime. Out of the group that does not attend...
Many times, when people fill out an insurance application, they will intentionally omit important details to try to get a better quote. The insurance company might not discover the discrepancies that day, but they will when you have to file a claim. Your claim may be...
Every small business in Virginia needs small business insurance. Accidents can happen at any time, and you and your business need to be protected from such unfortunate events. For auto repair shops, the risks are more unique, and more likely. Customers entrust their...
Are they going to total my car? It is a fair question, and many people are surprised to learn their car is going to be totaled after an accident. If you are in an accident, and you do not have collision or comprehensive insurance, your insurance company will not pay...