Insurance Articles
Why Businesses Need Commercial Umbrella Insurance
Imagine you own a popular local bakery. You serve thousands of people every day, giving them warm and delicious bread fresh out of the oven. You keep your business insured with a basic commercial insurance plan. One day, during the commotion of the lunch rush, one of...
The Most Common Mistakes People Make on Auto Insurance Applications
Many times, when people fill out an insurance application, they will intentionally omit important details to try to get a better quote. The insurance company might not discover the discrepancies that day, but they will when you have to file a claim. Your claim may be...
Why Your Virginia Auto Repair Shop Needs Insurance
Every small business in Virginia needs small business insurance. Accidents can happen at any time, and you and your business need to be protected from such unfortunate events. For auto repair shops, the risks are more unique, and more likely. Customers entrust their...
Will My Car Be Totaled
Are they going to total my car? It is a fair question, and many people are surprised to learn their car is going to be totaled after an accident. If you are in an accident, and you do not have collision or comprehensive insurance, your insurance company will not pay...
Protecting Your Home While On Vacation
When it’s time to leave for vacation, your bags are all packed, the tickets for the flight are in your flight app, and your hotel accommodations have already been booked. Some families stop mail for the week, and they find someone to look after their pets. But what...
When to Review Your Homeowners Insurance Policy
When a homeowner moves into a new home, this is the time when most people review their homeowners policy. Unfortunately, this is not the only time when you should review your policy. Any time you make a major investment like a new appliance, or make renovations, you...
Why You Need Virginia Small Business Insurance
Each year, there are over 627,000 new businesses opening in the USA. Many of these new business owners go into their new business venture not knowing or thinking about all of the possible scenarios which could cripple their business. For all businesses in the state of...
Top 4 Reasons To Have Umbrella Insurance
Umbrella insurance may seem enticing, as it serves almost like an extension of your existing policies, be they auto, home, or recreational insurance. Many insurance companies recommend it as a way to protect your assets if you’re at a high risk of being sued. The...
How to Prepare for a House Fire Emergency
One of the scariest yet most prevalent home-related accidents are house fires. It’s said that over 1/4th of reported fires in the United States are house fires, while 73% of fire related injuries occur from house fires. These statistics are not surprising,...
How Does Fine Dining Restaurant Insurance Work?
If you own a restaurant, you know your industry faces many significant insurance risks which could cripple your business if you are not properly insured. The pricing for a policy varies because every restaurant has different possible exposures, different values, and...
Driving in the Midst of Deer
The fall season is when drivers must watch out for deer. We typically see an increase in deer claims in the fall months. We have listed all the necessary precautions you should take to avoid any damage to yourself, your vehicle and others. The National Highway Traffic...
Winter Insurance — Do I Need It?
The short answer is yes. Winter in Virginia can be a particularly joyful time with holiday hallmarks, toasty fires, decadently created s’mores and hearty soups. However, it also comes with unpredictable weather that can cause serious snowstorms and the formation of...
Get Your Insurance Policy Started
Consulting with one of our licensed insurance agents in Virginia can keep you in the know of the risks you face both in your business and personal life. We are here to help you get the best coverage, protecting you against the many risks that are prevalent today.
