5 Reasons to Choose an Independent Insurance Agent

If you are looking to switch insurance carriers, it can be easy to get overwhelmed by all of the choices available today. The internet gives consumers many choices, and the days of an insurance agent being captive to one major insurance company are over. Independent agents are legally required to operate in your best interests. 

Here are five reasons you should work with an independent agent for insurance:

1.You work with a professional who does the shopping for you.

There are many insurance companies providing many different levels of coverage for you. Instead of filling out lots of insurance applications from different providers, simply let a qualified insurance agent do all of the shopping. Independent agents understand the reasons behind the differences in price points and how they compare to one another. 

2. They work for you as an advocate.

When the time comes where you need to file a claim or make changes to your policy, the agent partners with you to navigate through the process. They represent you in your time of need. 

3. You do not need to shop anywhere else for insurance.

They do much more besides selling auto insurance. At Sanford Insurance, we sell recreational insurance, umbrella insurance, home and renter’s insurance, commercial insurance, and even church insurance. We are a one-stop shop for all your insurance needs.   

4. They are local. 

This is especially important if you are a small business owner. Local insurance agents work with many small businesses in a local community. They are a great connection for meeting other business owners in the community.

Local agents will be involved in the Chamber of Commerce meeting and school organizations. They refer their customers to other local business owners since they are well connected in the community. 

5. Providing excellent customer service is a key reason for their success.  

In a world where consumers can get their groceries delivered, and McDonald’s kiosks are taking over the ordering process, it is more difficult than ever to find great customer service. If you need to file an accident claim, you can call your insurance agent, and they will walk you through the process. They may even file a claim on your behalf. When you have been in an automobile accident, you want to be able to talk to a real person and not a machine. 

If you have been diagnosed with a specific medical issue and need treatment, you will follow the doctor’s advice to get better. Why should purchasing insurance be any different? Trying to purchase insurance on your own could cost you more in the long run. An independent insurance agent has the knowledge and experience to find a customized plan that is tailored for your specific needs, and they are not bound by one insurance company policy.

Sanford Insurance would love the opportunity to talk to you about your insurance needs. Give us a call at 804-716-8940 to schedule a consultation today.