Virginia’s Premier Insurance Agency Based in Richmond, VA
From Provider to Partner
Dedicated Staff
Richmond-Based Insurance Agency Working for You
Sanford Insurance has been offering clients comprehensive insurance services, competitive pricing and excellent residential or commercial coverage throughout Virginia for over thirty years.
Representing over 30 top-rated insurance companies means our licensed insurance agents do the shopping for you. We find you the best insurance coverage, at the best price and terms that meet your insurance needs.
Comprehensive Services
Top-Rated Quality Coverage Options
Whether you’re looking for coverage plans for auto, home, motorcycle, boat, life, health, or commercial insurance, Sanford has you covered. Located in Richmond, VA we are a locally owned and operated, independent Virginia insurance agency. Our clients are always number one and will always speak with our agents directly for exceptional customer service.
Insurance Agency Based in Richmond, VA Helping Virginia Residents
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Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Trustindex verifies that the original source of the review is Google. 
Insurance Agency and Policy Resources
Does RV Insurance Cover Water Damage?
Are you a great adventurer who thrives in the outdoors? You may own or want to own a recreational vehicle at some point in your life. While RVs are a fun addition to your outdoor lifestyle, they can also come with headaches depending on your luck. Much like homes or...
How Can I Protect My Business From Vandalism?
When you own a business, it’s your job to protect your company from every possible harm to the best of your abilities. But sometimes, events are beyond your control. Despite your best efforts, people could want to harm your company. Whether it’s bored teenagers over...
Why Do I Need Boat Insurance?
What a great place to be—the open water. Whether you’re taking a trip on the lake, down the river or into the ocean, boating is a great way to enjoy the outdoors and make memories. The memories made in the great outdoors with family or friends will be cherished for...
Why Homeowners Should Invest in Umbrella Insurance
When you own a home, it’s essential (and even required) for you to have liability insurance to cover your personal property. However, if your home is worth more than what your insurance company is willing to cover with a basic policy, you may need to add umbrella...
Do I Need Insurance for My Backyard Pool?
Swimming pools are a luxurious feature that many homeowners have in their backyards for the summer. They’re great for keeping cool in the heat and entertaining your friends and family. As fun as pools can be, they are also dangerous if you’re not careful. That’s why...
Understanding Motorcycle Insurance (Everything You Need to Know)
Nothing feels quite as exhilarating as hopping on your motorcycle and feeling the wind on your face as you cruise the open road. Whether it’s your first time buying a brand new Harley or you’re a seasoned biker adding another ride to your arsenal, it’s important to...
Types of Small Business Insurance Coverage
If you’re thinking about starting your own business, one of the many things you have to consider is what type of insurance coverage to get. Whether your new company is a small mom-and-pop shop or a seasonal lawn care service, you’ll need certain insurance plans to...
What Does Contractors Insurance Cover?
Why You Need Contractor’s Insurance The construction industry is a dangerous one, and if your business deals in contracting, it’s essential to have insurance to protect your company and employees. Whether you install HVAC units, repair siding or even construct brand...
8 Ways Winter Weather Can Damage Your Home
Every winter season comes with unpredictable weather. In Virginia, it’s easy to experience a bright and sunny morning that quickly turns to freezing temperatures and piles of snow and ice at night. These types of conditions are a homeowner’s worst nightmare. Harsh...
Insurance Agency and Policy Questions
How Do I Choose The Right Insurance Coverage For My Needs?
The right coverage will depend on your personal or business goals. Our experienced agents will work with you to understand your specific needs and budget. We’ll then help you compare quotes from multiple carriers to find the best fit for you.
How Do I File an Insurance Claim?
If you need to file a claim, contact us as soon as possible. You can use our online form or give us a call at 804-716-8940 for our South Richmond location and 804-249-9475 for our North Richmond location.
How Often Should I Review my Insurance Coverage?
It’s a good idea to review your insurance coverage annually or whenever you experience a major life event, such as buying a new car, getting married, or starting a business.
And if you need to change your policy, use our form or give us a call at 804-716-8940 for our South Richmond location and 804-249-9475 for our North Richmond location.
Can I Get an Insurance Quote Online?
Yes, you can get a quick and easy quote online. Simply fill out our online form with some basic information. Or if you’d rather speak with us, give us a call at 804-716-8940 for our South Richmond location and 804-249-9475 for our North Richmond location.
What is an Insurance Deductible?
The deductible is the amount you pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your premium, but you’ll pay more in the event of a claim.
How Can I Save Money on My Insurance?
You can save money by bundling multiple policies, increasing your deductible, maintaining a good driving record, and asking about available discounts.
Get Your Insurance Policy Started
Consulting with one of our licensed insurance agents in Virginia can keep you in the know of the risks you face both in your business and personal life. We are here to help you get the best coverage, protecting you against the many risks that are prevalent today.
